Salary Packaging

Salary packaging

Salary packaging can be a tax-effective way to do more with your money

How does salary packaging work?

Maximise your income the smart way

Salary packaging is an exciting story, but it can also appear to be quite complicated at first. In a normal situation, you go to work and get paid but before you get paid, your employer takes out income tax and deposits what is left over into your account. You then pay for all your living expenses using this money.

With salary packaging, your employer pays you the same salary but instead of paying all your expenses after you’ve been taxed, you pay for selected expenses before the tax is taken out. This could lower your taxable income and help you pay less tax.

Make everyday living expenses work for you

Susie earns $60,000 per year. She works for a charitable organisation, and her employer provides a program which allows her to salary package these everyday items up to a cap of $15,900 per FBT year. By salary packaging up to $15,900 she could be up to $5,355 better off each FBT year. Please note that Susie’s ability to salary package is dependent on the industry she works in and the package her employer provides. Contact us to discuss the amount you may be able to salary package given your individual circumstances.

How much could salary packaging save me?

Our calculator can take the guesswork out of salary packaging and give you a guide to your potential savings.

Calculate your savings today

Reduce your taxable income

Depending on the industry and sector you work in, when you salary package you could be eligible to pay for a range of expenses with your pre-tax salary.

Increase your disposable income

What this means is if you pay less tax, you could end up with more disposable income.

Choose how to spend your tax savings

You could use it to purchase that special item you've been saving up for, go on a trip - or put it away for a rainy day.

Talk to us today about salary packaging the Maxxia way

Whether you’re ready to get started or would like to know more, we’re here to help.

Request a call back

WHAT CAN I SALARY PACKAGE?

You don't need a big income to benefit

What are the benefits
I could package?

Depending on your industry and employer, there are a
variety of expenses and items you can package.

View the full list

Want to salary package
a car?

Save time and money with a Maxxia novated lease.

Find out more

How much does it cost to salary package with Maxxia?

When it comes to the cost of salary packaging with Maxxia you can rest assured our fees are completely transparent. In exchange for managing your salary packaging account, we charge an administration fee that is agreed upon with your employer.

Just like the benefits you enjoy, your fees are paid out of your pre-tax dollars and do not contribute toward your cap limits or attract FBT.

Additional charges may apply for some additional benefits such as a novated lease, or Meal Entertainment. Please refer to your employer’s Salary Packaging Information Booklet for more information.

Consult our FAQs

MAKE SALARY PACKAGING WORK FOR YOU

We make managing your salary packaging as easy as possible

The Maxxia App

Making claiming easy

Find out how

Maxxia Online

Easy ways to submit a claim with Maxxia

Log into Maxxia Online

Forms & Claims

All the official paperwork in one place

Go to forms & claims

Salary Packaging