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Novated leasing

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Find out how much you could save when you lease your car with Maxxia.

Benefits of leasing

Find out how a lease could benefit you.

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Find answers to the most common novated leasing questions.

  • Save money on your new car.

    We can help you find the best price on your new car with our nationwide fleet discounts and preferred dealer network. Plus, with a novated lease you don’t pay GST on the purchase price of your new car, which could save you thousands up front.

  • We'll do the heavy lifting for you

    When you take out a lease with Maxxia we can not only source your new car, we can manage the paperwork, arrange the finance and insurance, negotiate with dealers and even have the car delivered to you at home or work.

  • Everything's included.

    With a novated lease, all your finance and running costs are budgeted for, with funds set aside from your pre and post-tax salary each pay period. And, if you don’t spend your budget, you can simply request to have the money returned to you.

  • Added peace of mind with Guaranteed Buyback

    For as little as $1 a day*, so long as you meet the conditions of the insurance^, Guaranteed Buyback can help you relax knowing that your car is covered for the Guaranteed Buyback value at the end of your lease. This can help protect against the risk that your car may be worth less than the residual or pay-out figure- it's guaranteed peace of mind!

  • Got questions? We've got answers.

    Visit our leasing Q&A section to get all the answers you're looking for.

A novated lease can be a convenient way to drive the car you want, and you don't have to be a high income earner or drive lots of kilometres to benefit.             

A car is leased in your name, via your employer, and your lease and running costs are covered using funds from a combination of your pre and post-tax salary.

Maxxia will help you set a budget for the ongoing running costs based on the type of vehicle you lease and how far you expect to drive it.  You can adjust your budget at anytime, and if you don’t spend it all, you can simply request to have the money returned to you.

You could save on tax, and save when it comes to running your car.

At the end of your lease period, normally 4-5 years, you have the option to lease a new car, re-lease your existing car or purchase the car outright.

A novated lease is a three-way agreement between an employer, employee and a financier whereby an employer leases a car on behalf of the employee.


A car is leased in your name and running costs such as fuel, insurance and maintenance are all included in a single lease repayment, paid for using a combination of your pre and post-tax salary.  This means you could reduce your taxable income and pay less tax.


Find out how much you could save.

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