If you could
pay less tax,
why wouldn’t you?
If you work in the corporate
sector, you could reduce
your taxable income by
salary packaging a range
of expenses you’d be paying
for anyway, so why wouldn’t you?
As a Corporate Sector employee, you may be eligible to salary package a wide variety of expenses including Additional Superannuation, Self-education Expenses, Novated Leases, Disability Income Protection and more. Using pre-tax money means you could reduce your taxable income and with some of these expenses already taken care of, it could leave you with more money for the things that are important to you, giving you more freedom.
Novated leasing allows you to pay for your car with some of your pre-tax salary – and potentially lower your taxable income.
New or used, we can help you find the car you want and negotiate with dealers to secure a great price financed by Maxxia that doesn’t include GST or any upfront fees^. You can even salary package your own car in many circumstances through a Lifestyle Lease.
Once you’ve decided on the car you want we will set up a salary packaging account. Then we can arrange a budget for your lease repayments and running costs like fuel, registration, insurance and maintenance. The cost of everything is bundled into one regular payment drawn from your salary each pay.
^The amount financed with Maxxia is the amount we pay to acquire the vehicle to lease it to you. If you purchase the vehicle on termination of the lease, GST is payable on the purchase price you pay at that time.
You could save more for your retirement by salary packaging additional super contributions, and topping up the payments your employer makes on your behalf.
When you work, continuous learning is important. So it makes sense to pay for your self-education expenses with before tax dollars, provided they relate to your current employment.
Disability income protection helps replace your earnings if you can't work due to sickness or injury so you can focus on feeling better. With salary packaging you can pay your disability and income protection insurance premiums with pre-tax dollars.
You could also salary package any professional memberships as well as the cost of your work-related newspapers, journals or magazines.
From home office items and travel costs to electronic devices and working from home expenses, you might be surprised at the range of work-related expenses you could be eligible to package.*
*Only one laptop and one iPad or tablet can be salary packaged per FBT year.
If your employer offers this benefit as part of your workplace benefits program, you could salary package your financial counselling fees and the cost of putting together an investment plan. So while you’re getting advice on how to increase your assets and grow your investments, you could save money in the process too.
Don’t work in a major city? If you live and work in an area that the ATO classifies as remote, you might be eligible for remote area benefits that cover the cost of interest you pay on your mortgage; rent you pay an estate agent, private party or employer; electricity or gas; and, purchasing a property or land to build a home.
Own your home? Renting? Need to move for your job? You could salary package your relocation expenses if your employer requires you to relocate for work purposes. This could help you save on your move and could include the cost of storage, utility connection and more.
If you’re a frequent traveller or someone who just enjoys the additional amenities an airport lounge offers, you could save by salary packaging the cost of your membership. Depending on your employer you may be able to sit back and relax in the airport lounge knowing you’ve saved on your membership fee.
As one of Australia’s largest salary packaging providers, we’ve specialised in providing workplace benefits for over 30 years, delivering tax savings that help our customers do more with their money.
We make salary packaging simple and easy
For most people, understanding the financial benefits of salary packaging can be daunting. Our experts break it down simply for you - providing charts, calculators and videos that are simple to use and easy to understand.
We’ll guide you through the process – we’ll identify the products that best suit your lifestyle and save you the most money, and tell you exactly how much you could expect to save by salary packaging with us.
Our commitment to provide unparalleled customer service has driven us to become Australia’s largest salary packaging provider - meaning you can be confident you’re in safe hands with our experts.
We let you interact with us how you want
New self-service digital channels giving you flexibility and choice in how you interact with us from Maxxia Online through to our handy Mobile App.
Important Information: This general information doesn’t take your personal circumstances into account. Please consider whether this information is right for you before making a decision and seek professional independent tax or financial advice. Conditions and fees apply, along with credit assessment criteria for lease and loan products. The availability of benefits is subject to your employer’s approval. Maxxia may receive commissions in connection with its services.
Maxxia Pty Ltd | ABN 39 082 449 036.