Important information: This general information doesn’t take your personal circumstances into account. Please consider whether this information is right for you before making a decision and seek professional independent tax or financial advice. Conditions and fees apply, along with credit assessment criteria for lease and loan products. The availability of benefits is subject to your employer’s approval. Maxxia may receive commissions in connection with its services.
Delivering real benefits and genuine savings, we're Australia's salary packaging experts
As Australia's largest salary packaging provider, we’ve specialised in providing workplace benefits for over 30 years, delivering genuine tax-savings that help our customers do more with their money.
How does salary packaging work?
You may have heard people talking about salary packaging, but what is it? How does it work? And if you could pay less tax by doing it, why wouldn’t you?
Salary packaging – or salary sacrificing as it's often known – is an exciting story, but it can also seem complicated at first. At Maxxia, we’ve been helping Australians understand salary packaging for more than 30 years, so let’s see if we can simplify it.
Ordinarily, your employer takes out income tax from your pay and deposits the remainder into your bank account. You then pay all your living expenses – including your rent or mortgage, car repayments, insurances, groceries and utility bills – and if you’re lucky, have a bit left over.
But with a Maxxia salary packaging account, your employer still pays you the same salary, but we help you pay those same expenses before tax is taken out.
This means your taxable income could go down, your disposable income could go up, and with some of these expenses already taken care of, you could have more money for other essentials and surprises.
It’s no surprise that thousands of Australians currently enjoy the benefits of salary packaging with Maxxia.
What is novated leasing?
If you could pay less tax, get a great deal and enjoy budgeting convenience and the support of our expert teams through a novated lease, why wouldn’t you?
Available on new, used and even existing cars, novated leasing is an ATO-approved arrangement between you, your employer and a finance company that lets you use pre-tax dollars to pay for a car and its expenses.
Novated leasing also allows you to bundle not only your lease payments but your car’s running costs – including petrol, charging (if yours is an electric vehicle), insurance, rego and servicing – into one convenient regular payment.