Salary Packaging Money

Key Origami

The simple way to
unlock more of your pay 

Salary packaging could give you
access to your pre-tax salary

At Maxxia, our passion is to help you make the most of your income by making salary packaging simple and accessible.

With our help, you could potentially be paying less tax and enjoying more freed up money from your income. Depending on your employer and industry, you could be eligible for a wide range of salary packaging benefits.

It's all about getting your salary working harder, so you could be better off with some potential tax savings.

Salary Packaging Tax Saving Diagram

How does salary packaging work?

Salary packaging is a workplace benefit where your employer will allow you to access some of your pre-tax salary to spend on a wide range of benefits. In turn, you could reduce your taxable income and boost your disposable income.

By paying for things before tax gets taken out, you could reduce the amount you pay in income tax each year, which means you could also see an increase in your disposable income.

What types of expenses could you salary package?

The amount you can salary package depends on your industry.

Maxxia Salary Packaging for Healthcare Industry

Healthcare

If you work for a public or not-profit private hospital, you could be eligible to package up to $9,010 towards Living Expenses, and on top of that, up to $2,650 towards Meal Entertainment. You could also package a novated lease and uncapped benefits that don’t attract Fringe Benefits Tax.

Find out more

Maxxia Salary Packaging for Healthcare Industry

Charity

If you work for a charity, non-profit, PBI, aged care or disability services organisation, you could be eligible to package up to $15,900 towards Living Expenses, and on top of that, up to $2,650 towards Meal Entertainment. You could also package a novated lease and uncapped benefits that don’t attract Fringe Benefits Tax.

Find out more

Maxxia Salary Packaging for Healthcare Industry

Corporate

Corporate, government, mining and other for-profit organisations can salary package a car through a novated lease, additional superannuation, work-related expenses, and many other expenses that don’t attract Fringe Benefits Tax.

Find out more

Maxxia Salary Sacrifice Calculator

Calculate Your Savings

Use our handy salary packaging calculator to see how much you could save!

Salary Packaging Calculator

Getting Started

It only takes a few minutes to get started and take advantage of salary packaging benefits at your workplace. Follow these three easy steps to sign up.

1. Click your industry link below

2. Have your bank account details and your latest pay-slip handy
We’ll need to your know employee number and what your pay cycle is to complete your account. If you’re not sure about those details, chat to your payroll department.

3. Follow the prompts to complete your application or request a callback
You can always save your application and come back to it later.

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Healthcare and Charity

Apply online

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Corporate or Government

Request a callback

1The Meal Entertainment benefit has a maximum annual cap limit of $2,650. This will appear as a reportable fringe benefit on your Payment Summary each year which will be included in a number of income tests relating to certain government benefits and obligations. This cap is separate from the FBT cap limits for everyday living expenses. The Meal Entertainment benefit does not cover take-away meals, groceries or eating out on your own.

2Additional superannuation contributions from pre-tax salary are subject to 15% contributions tax. The taxation of additional superannuation contributions via salary packaging may differ from the taxation of additional superannuation contributions from post-tax salary. Additional superannuation contributions will be reported on an employee’s annual payment summary and will be used to assess an employee’s eligibility for a number of government benefits, or liability for certain payments. Caps for concessional superannuation contributions apply – please refer to www.ato.gov.au for up to date information.  Only one laptop and one iPad or tablet can be salary packaged per FBT year and must be used primarily for business purposes.

Important Information: This general information doesn’t take your personal circumstances into account. Please consider whether this information is right for you before making a decision and seek professional independent tax or financial advice. Conditions and fees apply, along with credit assessment criteria for lease and load products. The availability of benefits is subject to your employer’s approval.

Maxxia may receive commissions in connection with its services. Maxxia Pty Ltd | ABN 39 082 449 036

Talk to us today about salary packaging the Maxxia way

Whether you’re ready to get started or would like to know more, we’re here to help.

Start exploring now