You work hard enough as it is, let us take care of your novated lease
How valuable is your time?
When deciding on a fully maintained or self-managed novated lease, you will need to ask yourself this question, because the answer may help you decide which option is right for you.
A fully maintained novated lease is not only about the potential tax savings, it’s also about having all your budgeting, planning, annual payments and paperwork organised by Maxxia. It’s about accessing our national network of dealers so you can find the vehicle that’s right for you. It’s about enjoying a choice of fuel cards so you’re never left short at the pump; and it’s about us doing the work for you, so you can use your time for more important things.
Self-managed really means self-managed
With a self-managed lease you will need stay on top of all lease related tasks, including:
- Setting and organising the fortnightly budget for the running costs of your car from your pay
- Sourcing your own financier, finding your own car and negotiating with dealers directly
- Completing all novated lease paperwork, including sign-off from your employer and financier
- Organising comprehensive insurance with no access to our range of insurance products that cover you for things like; involuntary redundancy, total loss assist covers you in the instance that what you owe on the remainder of your lease payments is more than the payout from your comprehensive insurance policy plus many more
- Ensuring that all services done on your car are using approved parts to adhere to your manufacturer's warranty for the right price
- Paying for fuel out of pocket and claiming it back, or the BP fuel card (No choice of provider)
- Paying for bills upfront and then claiming them back
With a fully maintained lease you can rely on our expertise to set a budget for the running costs of the car. Our service and maintenance team will ensure you only pay for the service and repairs you need for the right price. You can utilise a choice of BP, Ampol & Shell fuel cards. All you need to do is relax and know that we have you covered
What sort of lease suits your lifestyle?
If you’re the kind of person who enjoys closely managing your finances, then a self-managed lease could be right for you. But if you prefer to use your time for other things, to outsource your life admin to free up time for more enjoyable things like friends and family, then a fully maintained novated lease allows you to relax knowing your account is being actively managed by Maxxia.
In 2020, 8 in 10 eligible Australians across our network have a Maxxia fully maintained novated lease. We think there’s a reason for that!
Fully Maintained vs. Self-Managed Lease Comparison
that the maintenance service provider only undertakes repairs that are required and abide by the car manufacturers’ guidelines. Any major repairs that do not fall within standard servicing structures are immediately referred to you for approval.
Things you need to know: This general information doesn't take your personal circumstances into account. Please consider whether this information is right for you before making a decision and seek professional independent tax or financial advice. Conditions and fees apply, along with credit assessment criteria for lease and loan products. The availability of benefits is subject to your employer’s approval. Maxxia may receive commissions in connection with its services.
Maxxia Pty Ltd | ABN 39 082 449 036 is an Authorised Representative of EML Payment Solutions Limited (AFSL 404131) ABN 30 131 436 532, Coverforce Insurance Broking Victoria Pty Limited (AFSL 345986) ABN 45 127 707 813, Allianz Australia Insurance Limited (AFSL 234708) ABN 15 000 122 850 and Smart Guys Pty Limited (AFSL 460412) ABN 46 129 708 523