You work hard enough as it is, let us take care of your novated lease

How valuable is your time?

When deciding on a fully maintained or self-managed novated lease, you will need to ask yourself this question, because the answer may help you decide which option is right for you.

fully maintained novated lease is not only about the potential tax savings, it’s also about having all your budgeting, planning, annual payments and paperwork organised by Maxxia. It’s about accessing our national network of dealers so you can find the vehicle that’s right for you. It’s about enjoying a choice of fuel cards so you’re never left short at the pump; and it’s about us doing the work for you, so you can use your time for more important things.

Self-managed really means self-managed

With a self-managed lease you will need stay on top of all lease related tasks, including:

With a fully maintained lease you can rely on our expertise to set a budget for the running costs of the car. Our service and maintenance team will ensure you only pay for the service and repairs you need for the right price. You can utilise a choice of BP, Ampol & Shell fuel cards. All you need to do is relax and know that we have you covered

What sort of lease suits your lifestyle?

If you’re the kind of person who enjoys closely managing your finances, then a self-managed lease could be right for you. But if you prefer to use your time for other things, to outsource your life admin to free up time for more enjoyable things like friends and family, then a fully maintained novated lease allows you to relax knowing your account is being actively managed by Maxxia.

In 2020, 8 in 10 eligible Australians across our network have a Maxxia fully maintained novated lease. We think there’s a reason for that!

Fully Maintained vs. Self-Managed Lease Comparison

Personalised Service
Fully Maintained
Self- Managed
My time is valuable and when I can I like to outsource my life admin.
YES
NO
I like budgeting, paying bills and working out my finances.
NO
YES
I don’t mind organising, sourcing and following up with my employer, the dealer and the financier for the paperwork required to set up my lease.
NO
YES
Maxxia’s experienced consultants help arrange your finance and insurance and prepare all the necessary documents.
YES
NO
Buying Power
Access to Maxxia’s Australia-wide dealer network
YES
NO
Maxxia negotiates a competitive price on your behalf
YES
NO
No out of pocket deposit required for the car
YES
NO
Lease Payments and Budgeting
Maxxia can help arrange your comprehensive insurance. As well as other insurances like lease protection, total loss assist and ongoing renewals
YES
NO
Direct claiming for payment directly from your balance to the service provider so you aren’t out of pocket for those big bills like annual registration
YES
NO
Maxxia’s dedicated team prepare a comprehensive  budget to assist you in managing your annual expenses which includes lease payments and running expenses.
YES
NO
The choice of three convenient fuel cards - BP, Ampol or Shell.
YES
NO
Maintenance Management Program
Helps you avoid paying for things you don’t need – with access to a team of qualified mechanics who will check
that the maintenance service provider only undertakes repairs that are required and abide by the car manufacturers’ guidelines. Any major repairs that do not fall within standard servicing structures are immediately referred to you for approval.
YES
NO
Maxxia Online with MyCar Processing
Maxxia Online account with 24 hour access to your fully  maintained balances and account information
YES
YES
Access to the Maxxia app, with all claims processed by our dedicated Maxxia MyCar team – submit your claims quickly and easily, anywhere, anytime.
YES
YES

Things you need to know:  This general information doesn't take your personal circumstances into account. Please consider whether this information is right for you before making a decision and seek professional independent tax or financial advice. Conditions and fees apply, along with credit assessment criteria for lease and loan products. The availability of benefits is subject to your employer’s approval. Maxxia may receive commissions in connection with its services.

Maxxia Pty Ltd | ABN 39 082 449 036 is an Authorised Representative of EML Payment Solutions Limited (AFSL 404131) ABN 30 131 436 532, Coverforce Insurance Broking Victoria Pty Limited (AFSL 345986) ABN 45 127 707 813, Allianz Australia Insurance Limited (AFSL 234708) ABN 15 000 122 850 and Smart Guys Pty Limited (AFSL 460412) ABN 46 129 708 523