Pet Insurance – What Can I Claim?
You can salary package the cost of your pet insurance premiums using pre-tax income if this benefit is offered by your employer, provided the policy is in your name or your spouse’s name and you have paid for it directly.
What you can claim
- Pet insurance premiums paid by you
- Policies in your name or your spouse’s name
- Premiums where you can provide the current policy document and proof of payment
What you can't claim
- Pet insurance that was not paid directly by you
- A policy in someone else’s name, unless it is in your spouse’s name
- Claim without a current insurance policy document and proof of payment
Documentation Requirements
What documents do I need?
You’ll need a copy of the current pet insurance policy, either for a new policy or renewal. The policy should show your name or your spouse’s name, the insurer’s name, the policy type, the period of insurance, the premium amount, the payment type, and any stamp duty or GST if available.
What proof of payment can I provide?
You can provide a receipt, BPAY payment confirmation, direct debit details shown on the policy document, or a financial institution statement showing the direct debit payment(s).
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Examples
Can I salary package my pet insurance premium?
Ava paid her life insurance premium, and the policy is in her name. Life insurance is an eligible expense, so Ava can submit a claim as long as she provides a copy of the insurance policy, along with proof of payment.*
Can I claim my spouse’s pet insurance policy?
Daniel paid the premium for a pet insurance policy that is in his spouse’s name. Pet insurance is an eligible expense, so Daniel can submit a claim as long as he paid the premium and provides a copy of the insurance policy, along with proof of payment.*
Can I claim pet insurance paid by someone else?
Olivia has a pet insurance policy in her name, but the premium was paid by another person. Pet insurance premiums can only be claimed when paid directly by the claimant, so Olivia cannot submit a claim for this expense.*