Health Insurance – What Can I Claim?
You can salary package eligible health insurance premiums paid to a recognised health insurance company, where the cover is for you, your spouse and/or your dependants and you have paid the premiums directly, provided this benefit is offered by your employer.
What you can claim
- Health insurance premiums paid by you
- Premiums paid to a recognised health insurance company
- Cover for you, your spouse and/or your dependants
- Premiums you have already paid as a reimbursement
- Instalment-based premiums with supporting payment evidence
What you can't claim
- Insurance that was not paid directly by you
- Claim without a current insurance policy document and proof of payment
What documents do I need?
You’ll need a copy of the current health insurance policy, either for a new policy or renewal. The policy should show your name or your spouse’s name, the insurer’s name, the policy type, the period of insurance, the premium amount, the payment type, and any stamp duty or GST if available.
What proof of payment can I provide?
You can provide a receipt, BPAY payment confirmation, direct debit details shown on the policy document, or a financial institution statement showing the direct debit payment(s).
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Scenario-Based Examples
Can I salary package my health insurance premium?
Sophie paid her health insurance premium directly to a recognised health insurance provider, and the policy covers herself and her family. Health insurance is an eligible expense, so Sophie can submit a claim as long as she provides a copy of the insurance policy, along with proof of payment.*
Can I claim health insurance paid by someone else?
Ryan is covered by a health insurance policy, but the premium was paid by another person. Health insurance premiums can only be claimed by the person who paid them, so Ryan cannot claim this expense.*