Funeral Insurance – What Can I Claim?

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You can salary package the cost of funeral insurance premiums using pre-tax income if this benefit is offered by your employer, provided the policy is in your name or your spouse’s name and you have paid for it directly.

What you can claim

• Funeral insurance premiums paid by you
• Policies in your name or your spouse’s name
• Premiums you have already paid as a reimbursement
• Instalment-based premiums, such as weekly, fortnightly or monthly direct debits, if you provide the required evidence
• Up to 12 months of instalments, including the amount already paid and/or the remaining instalments until your renewal date, where your policy shows ongoing payments and you provide evidence of at least one payment

What you can't claim

• Insurance that was not paid directly by you
• A policy in someone else’s name, unless it is in your spouse’s name
• Claim without a current insurance policy document and proof of payment

Documentation Requirements

What documents do I need?

You’ll need a copy of the current funeral insurance policy, either for a new policy or renewal. The policy should show your name or your spouse’s name, the insurer’s name, the policy type, the period of insurance, the premium amount, the payment type, and any stamp duty or GST if available.

What proof of payment can I provide?

You can provide a receipt, BPAY payment confirmation, direct debit details shown on the policy document, or a financial institution statement showing the direct debit payment(s).

Examples

Related Information

• Salary Packaging Living Expenses
• General Salary Packaging Information
• Other Salary Packaging Benefits