All Other Living Expenses – What Can I Claim?
The Living Expenses benefit allows you to salary package many everyday personal expenses. This can include household bills, groceries, insurance, transport costs, and other eligible day-to-day expenses.
To make a claim, you must provide acceptable proof of purchase showing the expense details and GST information along with proof of payment.
What you can claim
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Household appliances and white goods paid by you or your spouse/partner, such as:
- Refrigerators
- Freezers
- Microwaves
- Washing machines
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Other eligible everyday living expenses
What you can't claim
- Any expenses excluded from salary packaging under your employer's salary packaging policy
- Cash advances included on a credit card statement
- Expenses paid entirely by someone else
- Fines, penalties, or expiation notices
- Gambling expenses
- Firearms and ammunition
- Tax debts
- Illegal substances or activities
- Documentation that is not a valid receipt or tax invoice
- EFTPOS receipts without supporting invoices
- Expenses that cannot be clearly identified from the supporting documentation
- Receipts or invoices in a language other than English
Documentation Requirements
Proof of Purchase
To support your claim, provide a tax invoice that includes:
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The supplier or merchant details
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The date of purchase or invoice date
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A description of the goods or services purchased
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The total amount charged
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GST information, either:
- Shown separately,
- Stated as "GST-inclusive" or
- Showing that no GST has been charged (for GST-free expenses)
Proof of Payment
You must also provide proof of payment that confirms the expense has been paid. Acceptable proof of payment includes:
- Direct debit confirmations
- Tax invoices that show payment details
- EFT receipts with the matching tax invoice
- Bank statements showing the transaction