Got a uni degree?
Prove how clever you really are.
Salary packaging helps you save money plus pay off uni debt
When you salary package with Maxxia, you could pay less tax, take home more of your pay and pay off your uni debt faster. It almost sounds too good to be true, but it’s approved by the Australian Tax Office, and you definitely don’t need a degree to understand the tax benefits.
Remember, we’d love to chat about it whenever you have time. We make it really easy to get started. So call us.
When you salary package, you feel like a genius
Without salary packaging
With salary packaging
How it works for ‘Alice’*
Alice earns $60,000 per year working in the health sector and has a HECS-HELP debt of $20,000. If Alice salary packages $9,010 for her rent payments and $2,650 for Meal Entertainment benefits (eating out with friends or family), she pays for these before tax is taken out of her pay.
By salary packaging Alice could have an additional $3,541 in disposable income each year. She would also be paying her HECS-HELP debt faster by contributing an additional $103 per year towards her repayments.
*By the way, Alice is a totally made up name but we have lots of people like Alice who save and pay off their uni debt.
Graduate to being HECS-HELP debt free sooner
Nice one!
You’ve taken the first step to doing more with your money. We’ll be in touch very soon!
Terms & Conditions
Things you need to know: This general information doesn’t take your personal circumstances into account. Please consider whether this information is right for you before making a decision and seek professional independent tax and financial advice. Conditions and fees apply along with credit assessment criteria for lease and loan products. The availability of benefits is subject to your employer’s approval. Maxxia may pay and/or receive commissions in connection with its services.
*Salary Packaging: The estimated potential tax benefit is based on the assumption that the disposable income is based on an eligible employee with an annual salary of $60,000 salary packaging to a $9,010 per annum limit and claiming $2,650 in venue hire and meal and entertainment expenses. PAYG tax effective 1 July 2026 have been used. HELP repayments are based on 2026-2027 HELP repayment thresholds and rates. An average salary packaging administration fee has been used. The actual administration fee that applies to you may vary depending on your employer. Estimated annual benefit based on the assumption that an employee does not have any accumulated Financial Supplement debt. Your disposable income will vary based on your income and personal circumstances. Compulsory HELP repayments commence once your adjusted taxable income reaches $69,528
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