Enjoy discounts on a great range of models, plus the unique benefits of a novated lease.
Exclusive to Maxxia SA novated lease clients
Don't see the car you want? Let Maxxia find it for you.
How much could novated lease save me?
Take the guesswork out of novated leasing and give you a guide to your potential savings.
Novated leasing: the whys and hows
Cars can be expensive – and a bother to keep track of when it comes to costs and upkeep. By salary packaging a car through Maxxia, you can soften the hip-pocket pain and remove much of the hassle.
Once you’ve decided on your car (which we can also help with) we establish a simple annual budget that rolls all your car’s running costs – including finance, petrol, servicing, registration and insurance – into one regular payment using a combination of your pre- and post-tax salary. This means potential tax savings, no more juggling bills and due dates, and you don’t pay GST on the purchase price of a new car, either!
Check out our novated leasing calculator.
How does novated leasing compare to a car loan?
Hold the GST
That’s right – when you source a new car through Maxxia you not only get access to our nationwide buying power, meaning competitive prices on an extensive range of new cars, but you don't pay GST on the purchase price.
Our nationwide buying power gives us access to lots of great cars – and great deals.
Potential tax savings
Because part of your car payments come from your pre-tax salary, your taxable income could be less. (Once your deductions commence, your payslip will show the pre- and post-tax deductions made to Maxxia relating to your novated lease.) With a regular car loan, you’d be making payments with your post-tax salary – and giving more to the taxman.
Access to competitive third-party pricing
As one of Australia’s leading novated lease providers, we have long-held relationships with suppliers and insurers nationwide, and can help you get competitive prices. No more worries about insurance coverage and over-charging mechanics.
Roll up, roll up
Cruising along an open road in your new car aside, it’s the convenience of a novated lease that many enjoy. In addition to your car repayment, all of those dreaded running costs – fuel, servicing, insurance and, most pertinently, registration – are rolled up into one regular payroll deduction. And the cherry on top? You could save on tax!
What happens at the end of the lease?
Near the end of your lease – usually one to five years – we will contact you to discuss your options. You may be able to:
- keep the car: you pay the remaining amount owing on the car (conditions may apply)
- refinance the car (conditions may apply if the car is more than seven years old at the end of the lease, or valued at below $5,000)
- upgrade to a new car: you would trade in your current vehicle and pay any amount owing
- sell the car: you will need to pay off the remaining amount owing
- Return the car utilising your Guarantee Buy Back Policy