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EML Rollover Gift Card

A simpler way to spend your Maxxia Wallet large balance is coming.

For customers with higher Maxxia Wallet Mastercard living expenses balances, we’re introducing an easier way to use your remaining funds.
Meet the Rollover Gift Card | FAQs

Meet the Rollover Gift Card

The Rollover Gift Card is a prepaid Mastercard Gift Card issued by EML, the same trusted provider behind your existing Maxxia Wallet.

It’s designed to help customers with larger Wallet living expense balances extend the time they have to spend their remaining living expenses funds, while making it easier to track and use those funds.

Why choose a Rollover Gift Card?

Use your unspent balance

Transfer any remaining living expenses funds on your Maxxia Wallet into a 13‑month Rollover Gift Card.

Available until 31 March

You can purchase your Rollover Gift Card up until 11:59 pm (AEST) 31 March each year.

Simple purchase process

Eligible customers will receive an email with your unique link.
Click the link, complete a quick verification, and follow the steps purchase your card.

When to purchase a Rollover Gift Card?

A convenient time to purchase is after your final pay/Wallet transfer of the FBT year.
Your unique link will stay active until 11:59 pm (AEST) 31 March 2026.
Rollover Gift Cards cannot be purchased after this time and date.

What does the Rollover Gift Card cost?

The following fees apply per card:

Convenience

The Rollover Gift Card can be used in the same manner as your existing Maxxia living expenses Wallet across all vendors.

Who’s eligible for the Rollover Gift Card?

This card will be made available to Maxxia Wallet users with a living expenses balance of over $500 who have opted into hearing about our products and services.

How to purchase the Rollover Gift Card?

To purchase the Rollover Gift Card:

Please note: your Maxxia Wallet funds will not transfer automatically. You need to take the above actions if you would like to purchase a Rollover Gift Card.

If you would like to ensure your entire living expenses balance is included, purchase the card after your final FBT-year funds have been added. Your unique link is valid until 11:59pm (AEST) 31 March 2026, and Rollover Gift Cards can’t be purchased after that date.

Any unspent balance on the Rollover Gift Card after expiry is retained by EML.

Fees and card options

Choose the option that suits you:

Digital Card

Physical Card (includes a Digital Card)

Fees are deducted from your Wallet living expenses balance at the time of purchase.

When does the Rollover Gift Card expire?

All Rollover Gift Cards issued in March 2026 will expire in April 2027. The expiry date is displayed on the Physical Card or in the Get My eCard app for Digital Cards. Please note that expiry dates cannot be extended.

What happens if there is a balance on the Rollover Gift Card at expiry?

Any remaining funds on the Rollover Gift Card after April 2027 will be forfeited at 12:00 AM on 1 May 2027.

FAQs

If you’ve got questions about how salary packaging and EOFBTY works, we’ve got the answers. Browse our FAQs below.

Frequently Asked Questions: About the Rollover Gift Card

What is the Rollover Gift Card?

The Rollover Gift Card is a prepaid Mastercard issued by EML Payment Solutions Limited, ABN 30 131 436 532, AFSL 404131 (EML), the issuer of your Maxxia Wallet (Salary Packaging Card). It allows you to use the balance from your Wallet living expense account to purchase a Rollover Gift Card, giving you an additional 13 months to spend these funds once your current benefit period ends.

Is the Rollover Gift Card available for all salary packaging benefits?

No. The Rollover Gift Card is only available for Wallet living expense benefits.

It cannot be used for Meal Entertainment benefits or any other salary packaging categories. To purchase a Rollover Gift Card, the funds must come from your Wallet living expense benefit account.

When can I purchase a Rollover Gift Card?

The Rollover Gift Card is an option when:

  • you are approaching the end of the FBT year, or
  • you are leaving employment and still have funds available in your Wallet living expense benefit account.

Who is being contacted?

The Rollover Gift Card is new for customers in 2026, and we are currently offering it to those who have a living expenses Wallet balance of $500 or more.

Why was I not contacted?

If you did not receive a communication, it was because your living expenses balance was below $500.

Frequently Asked Questions: Card types, fees and limits

What is the Rollover Gift Card?

The Rollover Gift Card is a prepaid Mastercard issued by EML Payment Solutions Limited, ABN 30 131 436 532, AFSL 404131 (EML), the issuer of your Maxxia Wallet (Salary Packaging Card). It allows you to use the balance from your Wallet living expense account to purchase a Rollover Gift Card, giving you an additional 13 months to spend these funds once your current benefit period ends.

Is the Rollover Gift Card available for all salary packaging benefits?

No. The Rollover Gift Card is only available for Wallet living expense benefits.

It cannot be used for Meal Entertainment benefits or any other salary packaging categories. To purchase a Rollover Gift Card, the funds must come from your Wallet living expense benefit account.

When can I purchase a Rollover Gift Card?

The Rollover Gift Card is an option when:

  • you are approaching the end of the FBT year, or
  • you are leaving employment and still have funds available in your Wallet living expense benefit account.

Who is being contacted?

The Rollover Gift Card is new for customers in 2026, and we are currently offering it to those who have a living expenses Wallet balance of $500 or more.

Why was I not contacted?

If you did not receive a communication, it was because your living expenses balance was below $500.

Maxxia Wallet Mastercard: This material is general information only. It does not take into account your particular/personal objectives, personal financial situation or personal financial circumstances. You should read the Product Disclosure Statement (PDS) for this product before making any decision on the new Card (Maxxia Wallet Mastercard). You can read the PDS here. The Target Market Determination for this product can be found here.

Maxxia Wallet Mastercard is a Prepaid Mastercard and is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd. Maxxia Pty Ltd (Maxxia) ABN 39 082 449 036 is an Authorised Representative of EML Payment Solutions Limited Australian Financial Services Authorised Representative number 000278683 and participates in the promotion and distribution of the Card. Consider if the card is right for you.