Alfa Romeo Novated Lease

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Australia's top Alfa Romeo models available for novated leasing

Alfa Romeo Giulia__ALF__GIU

Alfa Romeo Tonale__ALF__TON

Alfa Romeo Stelvio__ALF__STE

Alfa Romeo Junior__ALF__JUN

Alfa Romeo novated lease calculator Australia

Crunch the numbers

Year

Choose make

Choose model

Choose variant

How much do you drive each year?

Lease length

^Vehicle price displayed is based on the current recommended retail price (as obtained monthly from market experts) plus an additional 4.5% to allow for government charges (including stamp duty). This price and the charges may vary depending on your state/territory and when the car is ordered.

Your annual salary before tax

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Finance lowdown

How much tax could I save with a novated lease?+

Weekly cost

Fortnightly cost

Monthly cost

+ Estimated tax savings is the amount you could save if you salary package the car and pay for the lease payments and operating costs with pre-tax salary or a combination of pre-tax and post-tax salary, as compared to if you do not salary package and pay with post-tax salary. Please see ‘Important information about calculations’ below for further information.

Features & inclusions

Car payments

Fuel or charging

Rego

Insurance

Tyres

Servicing

Comparison

Salary

Motor Vehicle Under a Novated Lease

FBT

Administration fee

Net salary

Net Salary After Input Tax Credits

Tax and Medicare

Net cash salary

ECM

Motor Vehicle

Cash Salary

Net Benefit

Car payment without lease

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Important information about calculator

*Disclaimer about estimated lease payment calculations

*'Estimated Lease Payment' has been calculated as the total estimated budgeted 'Operating Costs'¹ reduced by the estimated 'Net Benefit'² of salary packaging the category of vehicle chosen. Please refer to the Comparison Table for further information on the possible net benefit of packaging the category of vehicle chosen.

¹Operating Costs is defined as the total cost of lease payments & running costs that will be incurred by you if you enter into a novated lease arrangement. Please note that the amount of Operating Costs in this case is an estimate only based on the information provided by you.

²Net Benefit is defined to be the difference between the take home salary if you do not enter into a novated lease arrangement compared to if you do Essentially it is the amount you potentially save on pre-tax deductions. Please note that the amount of Net Benefits calculated in this calculator is an estimate only based on the information provided by you.

Important information about Calculator (Assumptions & Disclaimers)

This calculator is an educational tool only and should not be relied on for the purpose of making a decision about a financial product. Calculations produced are estimates only that do not take your personal circumstances into account and should not be relied on as an accurate quote or offer of finance. The figures generated by this calculator are based on several factors and assumptions. To view a full list of the terms & conditions, and the applicable assumptions (in addition to those already set out in the table), click below. Maxxia recommends you seek professional financial and taxation advice before making any financial decisions regarding a novated lease.

Important information about calculations

Calculator assumptions

• This calculator is provided for illustrative purposes only.

• It does not take into account your personal objectives, financial situation or needs.

• Additional fees and charges may apply, along with credit assessment criteria for certain products.

• The availability of benefits is subject to your employer's approval.

• PAYG tax rates effective 1 July 2024 have been used.

Important information about calculations

All calculations on this website are for illustrative purposes only and use PAYG tax rates effective 1 July 2024.

Novated leasing calculations assume that:

• The employee contribution method has been used (pre and post-tax funds). The estimated annual operating costs includes estimates of fuel/electricity, maintenance, tyres, registration, comprehensive insurance.

• The residual cost is calculated at 28.13% for novated lease as per ATO guidelines.

• If you are an employee of a public health, charity or not-for-profit organisation, the calculator results assume you are salary packaging a novated lease above your FBT exemption cap limit.

• An indicative annual vehicle management service fee of $200.00 (incl. GST) has been included in your operating expenses. This fee may vary depending on your employer.

• The amount financed includes a finance establishment fee of $475.00 (incl. GST) which is charged by the financier.

• GST of 1/11th is payable on your ECM contributions. Input tax credits (i.e. a refund of GST) may be paid into your salary packaging account by your employer, assuming they are eligible for GST input tax credits and they will pass on the benefit to you. State stamp duty rates apply.

• Tax, benefit & Medicare levy calculations are approximate, and assumes no other taxable income is received. HECS/HELP repayments and taxation surcharges are excluded.

Please contact Maxxia for an accurate estimate of your annual net benefit, leasing costs and the fees that may be applicable to you.

This calculator provides general information only by using some generic taxation scenarios and some publicly available general material published on the ATO's website. It does not offer a complete overview of applicable taxation methods.

For electric vehicles, plug-in-hybrid vehicles and plug-in hydrogen fuel cell vehicles, please consider the following:

• The estimated tax savings is the amount you could save if you salary package the vehicle using pre-tax salary or a combination of pre-tax and post-tax salary as compared to not salary packaging your vehicle and paying the vehicle running and lease costs only from your post-tax funds.

• For electric car FBT exemption to apply, this calculator assumes that all of the following conditions are met:

1. the car selected is an eligible zero or low- emissions vehicle;
2. the value of the car at the first retail sale was below the luxury car tax threshold of $91,387 for fuel efficient vehicles and;
3. the car is first held and used on or after 1 July 2022.

• From 1 April 2025, a plug-in hybrid electric vehicle is no longer considered a zero or low emissions vehicle under FBT law. However, your employer can continue to apply the exemption if both the following requirements are met: 1) Use of the plug-in hybrid electric vehicle was exempt before 1 April 2025. 2) You have a financially binding commitment to continue using the vehicle for private use on and after 1 April 2025. For this purpose, any optional extension of the agreement is not considered binding. To qualify for the EV discount, plug-in hybrid electric vehicles must have been delivered by midnight on 31 March 2025.

• Estimated running costs may include those detailed above as well as electricity.

• This calculator does not use or consider any individual’s own financial circumstances at all.

• While electric vehicles on novated lease are FBT-exempt up to the Luxury Car Tax threshold of $91,387, they are required to be reported on applicable employee payment summaries.

• Maxxia recommends that employees seek independent financial and taxation advice on what impact this could have to their personal circumstances, including government payments.

• Users must not rely on or consider any results generated by the calculator as personal taxation advice.

Contact Maxxia

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Keen to talk now? Give Maxxia a call on 1300 123 123.

Maxxia is available:
9am-5pm AEST Monday - Friday
Excluding public holidays

* Questions marked with an asterisk need to be answered before you can submit the form.

First Name__text

Last Name__text

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Phone__number

Employer__autosuggestion

State__dropdown__ACT;NSW;NT;QLD;VIC;SA;TAS;WA

When were you hoping to get into your car?__dropdown__Within the next few weeks;Within the next few months;I am flexible;I am just looking

What's your experience or knowledge of novated leasing?__dropdown__I have leased a vehicle in the past;I have done some research;I am new to novated leasing

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What can Maxxia help you with?__textarea

By completing this form, I agree to Maxxia contacting me about its products, services and offerings.  By completing this form, I also agree that Maxxia may send me such promotional material electronically and without a functional unsubscribe facility.  I also acknowledge that Maxxia will handle my information in accordance with the attached Privacy Statement and its Privacy Policy.__disclaimer

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2025

No

ALL

ee165884b5d943fb9ef3cdee883135cc

a49272c8a8b14b59aa14e729b96cc522

By completing this form, I agree to Maxxia contacting me about its products, services and offerings.  By completing this form, I also agree that Maxxia may send me such promotional material electronically and without a functional unsubscribe facility.  I also acknowledge that Maxxia will handle my information in accordance with the attached Privacy Statement and its Privacy Policy.

ALF

GIU

yes