Home and contents insurance comparison
|Vital Home Insurance^||Classic Home Insurance^||Prestige Home Insurance^|
|Cover for events such as Fire, Storm, Theft and Earthquake||
|Accidental Loss or Damage|
|Automatic indexation of sum insured||Yes||Yes||Yes|
|Compensation for death||Up to $10,000||Up to $10,000||Up to $10,000|
|Contents in safe deposit box at a bank||Up to $2,000||Up to $2,000||Up to $2,000|
|Contents in the open air at your risk address||Yes||Yes||Yes|
|Credit cards - cover for loss or theft||Up to $2,500||Up to $5,000||Up to $5,000|
|Guests', visitors' and domestic helpers' property||Up to $5,000||Up to $5,000||Up to $5,000|
|Legal liability cover||Up to $10,000,000||Up to $20,000,000||Up to $20,000,000|
|Replacement of locks and cylinders||Up to $1,000||Up to $1,000||Up to $2,000|
|Security firm attendance||Up to $500||Up to $500||Up to $500|
|Temporary removal of contents from your risk address||Up to 20% of contents sum insured with sub-limits for selected contents||Up to 20% of contents sum insured with sub-limits for selected contents||Up to 20% / $7,500 of contents sum insured with sub-limits for selected contents|
|Title deeds||Up to $2,000||Up to $2,000||Up to $2,000|
|Veterinary costs||Up to $500||Up to $500||Up to $500|
|Fusion of electric motors||-||Motors up to 10 years old||Motors up to 12 years old|
|Spoilage of perishable food||-||Up to $500||Up to $500|
|Legal defence costs||-||-||Up to $500|
|Tax audit||-||Up to $5,000||Up to $5,000|
|Transit to your new place of residence||-||-||Yes|
^This information about insurance cover is a summary only. Policy terms, conditions, limits and exclusions apply. You should consider whether this insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement PDS) available on our website.
*Minimum premiums may apply
Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise).
+No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.
Disclaimer: Maxxia Pty Ltd (ABN 39 082 449 036; AR No. 278683) arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850; AFSL No. 234708). We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.